As one of the few Black women at the helm of a major tech philanthropy, Briana Marbury oversees the Interledger Foundation as CEO and President. Interledger Foundation is a grant-making, independent foundation, which is driving forward financial inclusion for everyone. The foundation supports a global community of developers, entrepreneurs, innovators, and artists, who together are building solutions to remove barriers to access and equity within restrictive systems.
Here, we spoke to Briana Marbury to find out more about her inspiring work.
1. Could you tell us more about how the Interledger Foundation is promoting financial inclusion?
Today, many people have benefited from great technological advances, including paying bills online, receiving payments, and transferring money relatively easily. However, this convenience falls outside the reach of 1.4 billion people worldwide who have been left outside the scope of service for traditional payment systems such as banks. Through our work at the Interledger Foundation, we remove barriers and increase access to the essential digital financial infrastructure that makes life better, simpler, or easier. We do this by funding community innovators to build interoperable payment solutions with an open standard we steward called the Interledger Protocol (ILP). ILP allows for funds transfers regardless of form or currency, and completes the currency translation faster and more inexpensively than current systems in place. To date, we have awarded over $14 million for over 180 community led projects in 40 countries, and our ecosystem continues to grow stronger each year.
2. Could you share why systemic inclusivity is so important for powering business and overall economic growth?
In economically depressed regions around the globe, large financial institutions consciously decided to exclude low-income areas that didn’t meet certain criteria, including the ability to maintain a minimum balance in an account. They determined it was an insufficient return on investment to establish operations in these communities. However, alternate means for transacting were created with the invention of mobile money, where people use their phones to transfer money. Suddenly, people were able to transfer money between themselves and small businesses. Within 15 years of its creation, mobile money has seen explosive growth among underbanked communities, and those small micropayments deemed unworthy by banks now account for $1.2 trillion per year in transactions worldwide. This is a glaring example of how finding a way to provide services for everyone benefits society. It also demonstrates why it’s good business to be inclusive.
3. What impact could web monetization have on emerging markets?
Web monetization has the promise to empower all content creators with an alternative method of monetizing their work. Currently, businesses spend over 80% of their advertising budgets at the largest 2 or 3 platforms, which equates to billions of dollars each year. However, only a small fraction of the total revenue collected by these platforms actually go to the creators themselves. Replacing inequitable revenue-sharing models and invasive data practices with a seamless, private experience for consumers will not only drive user participation, but will also serve as a bolster for entrepreneurs in emerging markets.
4. What do you believe are the greatest challenges for minority groups in the tech sector, and have there been times when you have navigated similar challenges working in finance and tech?
Too often, aspiring entrepreneurs from marginalized groups with innovative ideas are overwhelmingly passed over for funding in lieu of those from more affluent backgrounds. As an example of how stark the disparity is, in the United States, only 4% of total venture capital funding goes to Black and Hispanic entrepreneurs, although these two groups collectively make up 32% of the population. Personally, I’ve had to maneuver through delicate situations that I’m pretty sure a white, male peer would never have to encounter. Unfortunately, my experiences are not unique. This is why genuine DEI efforts are so imperative in all industries including, but not limited to, finance and tech.
5. What are some of the most effective strategies for encouraging greater diversity in the tech sector?
Introducing a range of voices into a conversation can be transformational in adding breadth and perspective. Conversely, limiting participation to a privileged few can lead to groupthink and stale outcomes. At the Interledger Foundation, one of the reasons we’ve been able to create a culture where everyone feels comfortable sharing their ideas, opinions, and challenges, is because inclusivity is not just an initiative, but is woven into our proverbial fabric. Hearing other viewpoints and experiences besides our own allows us to continue to grow and evolve as an organization. For us to succeed in our mission, diverse perspectives are not just welcomed, they’re necessary. Bottom line: diversity is good for business.
6. What trends do you think will dominate the tech philanthropy space going forward?
Artificial Intelligence (AI), without a doubt. Most subjects and articles involving tech include it, everyone asks about it, and others are figuring out how to incorporate it. Entire campaigns are being built around it, with its help in more than a few instances. Some are worried it will render their positions obsolete, yet many are excited about using its innovative possibilities. One thing is for certain though, it’s here to stay.
For more stories about inspiring women, check out:
Financy CEO Bianca Hartge-Hazelman Launches Impacter To Drive Gender Equality
Michelle Mennillo, CEO and Founder of OTFC Group, Shares Her Purpose And Passion
This web site is really a walk-through for all of the info you wanted about this and didn’t know who to ask. Glimpse here, and you’ll definitely discover it.
Good blog! I truly love how it is simple on my eyes and the data are well written. I am wondering how I could be notified when a new post has been made. I’ve subscribed to your RSS which must do the trick! Have a great day!
Appreciate it for this marvellous post, I am glad I detected this site on yahoo.
Whats Taking place i am new to this, I stumbled upon this I’ve discovered It positively useful and it has aided me out loads. I’m hoping to contribute & assist other customers like its aided me. Great job.
I am only commenting to let you be aware of what a perfect experience my wife’s girl encountered visiting your web page. She realized plenty of things, which included what it is like to have a very effective giving style to make the others easily know just exactly chosen very confusing subject matter. You actually exceeded readers’ desires. Thanks for showing such effective, trusted, educational and also easy thoughts on this topic to Gloria.
Hey, you used to write great, but the last few posts have been kinda boring… I miss your great writings. Past few posts are just a little out of track! come on!
Thanks, I have recently been searching for info about this topic for a long time and yours is the best I’ve came upon so far. But, what in regards to the bottom line? Are you certain in regards to the source?
I am curious to find out what blog platform you are utilizing? I’m experiencing some small security issues with my latest blog and I’d like to find something more secure. Do you have any recommendations?
When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get several e-mails with the same comment. Is there any way you can remove people from that service? Thanks!
You are my inspiration , I have few blogs and infrequently run out from to brand : (.
It’s hard to find knowledgeable people on this topic, but you sound like you know what you’re talking about! Thanks
Thanks for another informative site. Where else could I get that kind of info written in such an ideal way? I’ve a project that I am just now working on, and I’ve been on the look out for such info.
Hey there, You’ve done a fantastic job. I’ll definitely digg it and in my view suggest to my friends. I’m sure they’ll be benefited from this web site.
I am not sure where you’re getting your information, but good topic. I needs to spend some time learning more or understanding more. Thanks for great information I was looking for this information for my mission.
Nice post. I was checking constantly this blog and I’m impressed! Very useful info specially the last part 🙂 I take care of such info much. I was looking for this certain info for a very lengthy time. Thanks and good luck.
I’ve been surfing online greater than 3 hours as of late, but I never discovered any attention-grabbing article like yours. It is beautiful price sufficient for me. Personally, if all site owners and bloggers made just right content as you did, the internet can be a lot more useful than ever before.
I have been absent for some time, but now I remember why I used to love this blog. Thanks, I will try and check back more frequently. How frequently you update your website?
Rattling nice layout and wonderful content material, very little else we want :D.
I genuinely enjoy looking through on this internet site, it contains great blog posts.
I think this is among the such a lot vital info for me. And i am satisfied studying your article. But should statement on few general things, The site style is great, the articles is in point of fact great :D. Just right job, cheers
Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous room mate! He always kept talking about this. I will forward this article to him. Pretty sure he will have a good read. Thank you for sharing!
Hey very cool website!! Man .. Excellent .. Superb .. I’ll bookmark your site and take the feeds additionally…I am satisfied to seek out so many helpful information here in the submit, we need work out extra techniques on this regard, thank you for sharing. . . . . .
You made some respectable points there. I looked on the internet for the issue and found most people will go together with together with your website.
Your place is valueble for me. Thanks!…
he blog was how do i say it… relevant, finally something that helped me. Thanks
Hello there! Do you know if they make any plugins to protect against hackers? I’m kinda paranoid about losing everything I’ve worked hard on. Any suggestions?
so much fantastic information on here, :D.
Wonderful website. Lots of helpful info here. I am sending it to some buddies ans also sharing in delicious. And naturally, thanks on your sweat!
I like the helpful information you provide in your articles. I will bookmark your blog and check again here regularly. I am quite certain I will learn lots of new stuff right here! Good luck for the next!
There is noticeably a bundle to know about this. I assume you made certain nice points in features also.
very good submit, i actually love this website, carry on it
BAKING SODA HONEY TRICK
But wanna comment on few general things, The website style and design is perfect, the content material is really superb. “Art for art’s sake makes no more sense than gin for gin’s sake.” by W. Somerset Maugham.
I love your blog.. very nice colors & theme. Did you create this website yourself? Plz reply back as I’m looking to create my own blog and would like to know wheere u got this from. thanks
Aavant produces the best photography, event and theatre backdrops in the world and works for almost all the biggest players in the world. Being in backdrops industry for last two decades it is the largest player in the world, providing highest quality backdrops to every buyer from USA to Australia.
My programmer is trying to convince me to move to .net from PHP. I have always disliked the idea because of the costs. But he’s tryiong none the less. I’ve been using WordPress on a number of websites for about a year and am worried about switching to another platform. I have heard excellent things about blogengine.net. Is there a way I can transfer all my wordpress content into it? Any kind of help would be greatly appreciated!
I like this blog so much, saved to fav. “To hold a pen is to be at war.” by Francois Marie Arouet Voltaire.
I used to be recommended this blog via my cousin. I’m not certain whether or not this submit is written by him as nobody else recognize such unique approximately my difficulty. You are incredible! Thanks!
Today, I went to the beach with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!
Hello my family member! I want to say that this article is amazing, great written and include approximately all significant infos. I would like to look more posts like this .
Yay google is my queen helped me to find this outstanding internet site! .
Hey, you used to write wonderful, but the last few posts have been kinda boring… I miss your tremendous writings. Past several posts are just a little out of track! come on!
Undeniably believe that which you said. Your favorite justification appeared to be on the internet the easiest thing to be aware of. I say to you, I definitely get annoyed while people think about worries that they plainly do not know about. You managed to hit the nail upon the top as well as defined out the whole thing without having side-effects , people can take a signal. Will probably be back to get more. Thanks
This actually answered my problem, thanks!
Good day I am so grateful I found your web site, I really found you by error, while I was looking on Aol for something else, Nonetheless I am here now and would just like to say many thanks for a tremendous post and a all round enjoyable blog (I also love the theme/design), I don’t have time to look over it all at the moment but I have bookmarked it and also added your RSS feeds, so when I have time I will be back to read more, Please do keep up the fantastic job.
I like this web site so much, bookmarked. “American soldiers must be turned into lambs and eating them is tolerated.” by Muammar Qaddafi.
The other day, while I was at work, my cousin stole my apple ipad and tested to see if it can survive a 30 foot drop, just so she can be a youtube sensation. My iPad is now destroyed and she has 83 views. I know this is entirely off topic but I had to share it with someone!
Hydrogen Peroxide Trick For Men
Horse Gelatin recipe
I think you have remarked some very interesting points, thanks for the post.
I’d incessantly want to be update on new articles on this site, bookmarked! .
I am glad to be one of several visitants on this outstanding web site (:, thankyou for posting.
I like this website so much, saved to fav.
HORSE GELATIN
Your home is valueble for me. Thanks!…
excellent issues altogether, you just received a new reader. What may you suggest in regards to your submit that you made a few days ago? Any certain?
You should take part in a contest for among the finest blogs on the web. I’ll suggest this web site!
I and my guys have already been going through the best tips and hints on your web site while all of the sudden developed a terrible feeling I never thanked the web blog owner for those strategies. Those young boys were for this reason happy to study all of them and now have seriously been having fun with those things. Appreciate your really being so kind as well as for opting for certain good things most people are really eager to discover. My personal honest regret for not saying thanks to sooner.
Its like you read my mind! You seem to grasp a lot about this, like you wrote the guide in it or something. I think that you just could do with a few to power the message home a little bit, however instead of that, that is excellent blog. A fantastic read. I’ll certainly be back.
jellyfill
jellyfil reviews
does slimtide work
Great goods from you, man. I have consider your stuff previous to and you are simply too magnificent. I actually like what you’ve received right here, certainly like what you are stating and the way through which you say it. You’re making it entertaining and you still take care of to keep it smart. I cant wait to read far more from you. That is really a tremendous site.
15 SECOND NATIVE TRICK
horse gelatin trick recipe
gelatin horse trick
gelatin horse trick
horse gelatin trick recipe
Hi there are using WordPress for your blog platform? I’m new to the blog world but I’m trying to get started and create my own. Do you need any coding knowledge to make your own blog? Any help would be really appreciated!
When I originally commented I clicked the -Notify me when new comments are added- checkbox and now each time a comment is added I get four emails with the same comment. Is there any way you can remove me from that service? Thanks!
Hi my friend! I want to say that this article is awesome, nice written and include approximately all vital infos. I’d like to see more posts like this.
Great website. A lot of useful information here. I am sending it to some friends ans also sharing in delicious. And naturally, thanks for your effort!
HORSE GELATIN RECIPE
HORSE GELATIN TRICK
HORSE GELATIN TRICK
Great post. I was checking continuously this weblog and I am inspired! Extremely useful information specifically the remaining phase 🙂 I care for such info much. I used to be looking for this particular info for a very long time. Thanks and best of luck.
jellyfil review
JELLYFIL REVIEWS
There is noticeably a bundle to know about this. I assume you made certain nice points in features also.
I was suggested this web site via my cousin. I am now not certain whether this submit is written by him as nobody else understand such particular about my difficulty. You’re amazing! Thanks!
horse gelatin for men
I went over this website and I conceive you have a lot of good information, bookmarked (:.
what is the horse gelatin trick recipe
what is the horse gelatin trick recipe
Thank you for the sensible critique. Me & my neighbor were just preparing to do some research about this. We got a grab a book from our area library but I think I learned more clear from this post. I am very glad to see such great info being shared freely out there.
I think you have remarked some very interesting points, thankyou for the post.
Just want to say your article is as amazing. The clarity in your post is simply spectacular and i could assume you’re an expert on this subject. Fine with your permission let me to grab your feed to keep updated with forthcoming post. Thanks a million and please keep up the rewarding work.