Mind Over Money: Headspace Launches Affordable, Insurance-Covered Therapy in All 50 U.S. States

Big news for anyone who’s ever struggled to find mental health care that’s affordable, accessible, and well, actually helpful. Headspace just made therapy a whole lot easier to access. Starting June 17, beloved mental wellness platform Headspace will roll out Therapy by Headspace, a new service that offers insurance-covered 1:1 therapy to adults across all 50 U.S. states.

As a result the app best known for meditations and mindfulness can now the go-to destination for more than 90 million Americans seeking licensed therapy — all backed by insurance (with most sessions costing as little as $0–$35) and paired with AI-powered emotional support for round-the-clock care.

Why mind over money matters

In a world where 74% of young adults face barriers to starting or continuing therapy – and nearly half say cost is the main reason -Headspace’s new offering truly prioritises people over profit. According to a recent YouGov survey commissioned by Headspace, many turn to friends (50%) or even AI chatbots (10%) for support when therapy feels out of reach. Now, they won’t have to.

Here’s what you get with Therapy by Headspace:

  • 1:1 video sessions with licensed therapists trained in CBT, ACT, DBT and more
  • Insurance-covered care through over 45 national and regional providers including Cigna, UnitedHealthcare, and Blue Cross Blue Shield
  • Three months of free access to the full Headspace app (hello, sleep sounds and guided meditations)
  • Ebb, an empathetic AI companion that offers real-time emotional support and personalised content between therapy sessions
  • Therapy on your schedule, with most appointments available within two days — and the ability to switch therapists anytime

“Our licensed clinicians help people through their darkest moments and help them rediscover hope and resilience,” says Dr. Jenna Glover, Headspace’s Chief Clinical Officer. “And we’ve learned that when people have continuous support between sessions, they see lasting results faster.”

A holistic approach to a healthy headspace

Beyond lifting the budgetary burden, Headspace is reimagining mental health care as a holistic, always-on ecosystem. Live Zoom sessions, mood check-ins with Ebb, and AI-driven care plans that track your goals and progress all create a full-circle experience that meets you wherever you are – whether you’re dealing with anxiety, heartbreak, burnout, or just a bad day.

And the result speak for themselves. After just six weeks, 72% of members report less anxiety and 75% report less depression. And with a 4.9/5 average therapist rating, you know you’re in good hands.

The future of mental health care is human … (and a AI)

According to CEO Tom Pickett, “Unlike other platforms that offer therapy in isolation, we’ve built an experience where your licensed therapist works hand-in-hand with empathetic AI support and a robust library of content that’s available 24/7. The future of care isn’t about choosing between humans and AI — it’s about blending both for better outcomes.”

So if you’ve been waiting for a sign to prioritise your mental health — or finally get the support you deserve — this is it. Therapy by Headspace is live, it’s affordable, and it’s designed to be there for you, day or night.

Getting started with Headspace is super simple:

  • Online: Visit headspace.com/online-therapy to check your insurance and schedule your first session
  • In-app: Tap the “Care” tab to begin (note: therapy is only available to users 18+ in the U.S.)

If your insurance doesn’t cover it, you can still access sessions for $149 out of pocket — no hidden fees, no subscription required. And yes, privacy is a top priority: Headspace follows strict HIPAA standards and will never sell your health info.

Marie-Antoinette Issa: Marie-Antoinette Issa is the Beauty & Lifestyle Editor for Women Love Tech and The Carousel. She has worked across news and women's lifestyle magazines and websites including Cosmopolitan, Cleo, Madison, Concrete Playground, The Urban List and Daily Mail, I Quit Sugar and Huffington Post.

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